Welcome to Ballams

Ballams Financial Services Limited was established to provide Ballams Chartered Accountants clients with a reliable and professional independent financial advice service. The company is a joint venture between Ballams Chartered Accountants and Sigma Asset Management who have many years of experience of providing high quality independent advice.

The aim of the joint venture is to provide both existing and new clients with high quality financial advice covering all aspects of Life, Pensions and Investments and Mortgages.

Advice is given across a full range of areas which include pension planning, the tax efficiency of savings and investments and the provision of benefits in the event of death or serious illness.

Because of the wide range of products and providers in the marketplace there is a great need for independent advice. Often if clients are provided with financial products through their banks they have not compared all of the products available elsewhere. As a provider of truly independent advice Ballams Financial Services Limited use specialist software packages to provide an overview of the whole marketplace and offer advice on which are the best products and providers for their clients.

Some of the areas upon which Ballams Financial Services Limited advises are:

Stakeholder pensions
Group Personal Pension plans
Directors Pension plans
Self Investing Pensions
Key Man Cover
Retirement Options
Lump sum investments
Employee Benefits
Inheritance Tax Planning
Life Assurance
Critical Illness Cover
Mortgages

Should you have any financial services requirements please do not hesitate to call either James Randall or Grant Buchanan on 01206 233177.